What is your money worth in 20 years?

Inflation is the slow leak in every plan. See the real purchasing power of today's dollars at any future date — and how much cash you'd need to match today's buying power.

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Nominal amount needed (no inflation)
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Nominal cash needed to match power
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Real purchasing power of today's $
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Purchasing power lost, %
How is purchasing power calculated? Future nominal cash needed = amount × (1 + inflation)^years. Real purchasing power of today's dollar = amount ÷ (1 + inflation)^years. At 3% inflation, $10,000 keeps $5,540 of buying power after 20 years.
What inflation rate should I use? The US historical long-run average is ~3.2% (CPI, 1914–2025). The Fed targets 2%. Use 2.5–3.5% for planning and stress-test with 4–5%.
Why do both numbers matter? One tells you the future price tag (what the same basket will cost), the other tells you what your saved dollar will actually buy. Planning tools that ignore this overstate wealth by thousands.