What will my 401(k) grow to?

Your contributions plus employer match, compounded with fees, inflation-adjusted to a realistic retirement balance.

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Projected balance at 65
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Balance in today's $ (3% infl.)
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Total you + employer put in
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Years of growth
How does the employer match work?Match is applied as match% of salary, capped at a typical ceiling — the tool assumes the match stops at 6% of salary, the most common plan design. Your plan's vesting schedule is separate.
Why subtract fees separately?A 0.5% annual fee on a 30-year 401(k) is tens of thousands of dollars. The tool nets fee off the gross return so the projection isn't fantasy.
Is the real balance too pessimistic?It's honest purchasing power: dividing by 3% inflation per year. Nominal looks bigger, but today's-$ is what you'll actually spend.